Join Cowrica. We are waiting for you
Membership Eligibility
You must be a legal resident of any country in North America.
You must be fully employed or running your own business.
Membership Benefits
A cooperative is owned by all members. The $100 is your membership interest or shares. You can buy as many membership interests as you want but the minimum is one ($100).
Social Insurance
You will be automatically enrolled in our social insurance. Our social insurance will help raise money in case of covered social events which are bereavement (family), weddings, childbirths and legal troubles. We will help you raise money from members, your friends and families.
No hard Credit Check for all loans.
All loans are without a hard credit check. You may be required to present two other members as sureties.
Exposure of your business to other members
Make new customers from members.
A meeting place for Investors and Investments
Pitch your business ideas or ongoing ventures to interested investors
Opportunities for Joint Ownership
You automatically become a join owner of the cooperative and whatever entity/business the cooperative decides to acquire or invest in.
Other Membership Benefits
Free Cotsco, Sam club or BJ club membership cards.
Social Insurance for bereavement, legal issues, foreclosure and expensive health care costs.
Discounts on cooperative businesses and properties.
Investment towards your business and ideas.
Financial, business, family and investment education seminars and workshop.